Important NetTeller Info
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Commercial Loans

BCT is a locally owned community bank so our commercial loan approvals are made in-house. We offer quick decisions made by our professional and responsive commercial banking staff.

Commercial Loan Products

  • Construction lines of credit
  • Land acquisition and development loans
  • Vehicle and equipment loans
  • Working capital lines of credit
  • Letters of credit
  • Commercial real estate loans

Some of the information you will need in order to initiate a commercial loan request

  • Last 2 years of personal tax returns
  • Signed personal financial statement
  • Last 3 years of business tax returns and/or financial statements

For your convenience, the following is a list of our experienced commercial loan officers.

Charles Town Martinsburg 
David Irvin
(304) 728-2470

Matt Perks
(304) 728-2420 
Karen Hensell
(304) 262-0010 
Member FDIC | Equal Housing Lender